NEED A MORTGAGE, REFINANCE, OR HOME EQUITY SOLUTION?
Let’s find the right financing option for your needs.
Are you struggling with multiple high-interest payments?
You may be able to use the equity in your home to consolidate your debts into one manageable monthly payment and improve your monthly cash flow.
FOR EXAMPLE:
If you’re currently paying $8,900/month toward your mortgage and other liabilities, there may be options to significantly reduce your monthly payments — in some cases by up to 50%, depending on your income, credit, equity, property, and lender requirements.
✅ MORTGAGE & HOME EQUITY SOLUTIONS
• 1st Mortgages
• 2nd Mortgages
• Mortgage Refinancing
• Home Equity Lines of Credit (HELOC)
• Debt Consolidation
• Investment Property Financing
• Commercial Mortgages
• Secured Lines of Credit
CREDIT CHALLENGES? WE MAY HAVE OPTIONS.
Programs may be available for:
✔ Self-employed & low-income borrowers
✔ New to Canada
✔ Credit challenges
✔ Bankruptcy / Consumer Proposal
✔ Mortgage or property tax arrears
✔ Rental & investment properties
✔ Multiple rental properties
✔ Power of Sale situations
Credit scores from 400 may be considered, depending on the overall application and property.
ACCESS TO MULTIPLE LENDERS
We work with a wide range of lending sources, including:
• Major Banks
• Trust Companies
• MIC Lenders
• Private Lenders
This means we can look beyond a single lender to find a financing solution that may fit your situation.
SECURED LINE OF CREDIT
$5,000 – $250,000
✔ Flexible financing options
✔ Home equity solutions
✔ Rental property financing
✔ Credit challenges considered
COMMERCIAL MORTGAGES
Financing available for:
• Retail Units
• Office Spaces
• Industrial Properties
• Mixed-Use Buildings
• Apartment & Multi-Unit Properties
DECLINED BY YOUR BANK?
Closing soon? Need financing quickly?
Don't assume you have no options.
We can review your situation and explore available mortgage and private lending solutions.
⚡ PRIVATE 2ND MORTGAGES
• Financing up to 80% LTV in qualifying situations
• Fast approvals may be available
• Funds may be available quickly
• Flexible qualification options
• Credit challenges considered
FIRST MORTGAGE PROGRAMS
✔ First-Time Home Buyers
✔ Self-Employed Programs
✔ New to Canada Programs
✔ Condo Financing
✔ Downsizing Options
✔ Investment & Rental Properties
Serving clients across Ontario & Quebec
CALL OR TEXT TODAY FOR A CONFIDENTIAL CONSULTATION
Gary Chungh
Mortgage Agent Level 2
Lic. #M08009841
Centum Modern Mortgage Inc.
Cell / SMS: 647-606-1820
Email: mrtgage.advisor@gmail.com
Your situation is unique. Rates, terms, approval amounts, and lender requirements vary. Some conditions apply.