Hello Guys ! I am Bailo M from Ontario, Canada

I am building a fintech platform focused on solving a major gap in African markets: accessible credit and investment tools for students and young adults.

The product is designed as a structured lending and micro-investment platform, enabling:
- Borrowers to access fast, small-ticket loans
- Investors to allocate capital based on defined risk profiles
- Automated management of lending, repayment, and returns

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Market & Revenue Potential (Early-Stage Projection)
Even at a conservative level:
- 10,000 users
- 2,000 active borrowers
- Average loan size: $100
- Monthly lending volume: ~$200,000

With a modest 3–5% platform margin, this represents:
~$6,000–$10,000/month in early revenue

At scale (50K–100K users), the model has clear potential to grow into a multi-million dollar fintech operation.

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Stage & Structure
This is an early-stage venture. Development is currently bootstrapped, and I am seeking committed technical partners on an equity / profit-sharing basis.

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Who I’m Looking For
- Full-stack, backend, or mobile developers
- Experience (or strong interest) in fintech, payments, or scalable systems
- Individuals motivated by ownership and long-term upside, not short-term contracts

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What’s in Place
- Defined product concept and user flow
- Monetization strategy (interest margin, fees, premium features)
- Focused entry market with strong demographic growth

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Objective
Build MVP → Launch in initial market → Iterate → Scale regionally

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If you’re interested in building a high-impact, scalable fintech product and want to be part of something with real upside:

Message me directly to discuss further.

Number : 1 647-614-8292
Email : bailo@bmsholdinggroup.com