The Rent Killer is Here – Say Goodbye to Renting!
Your Mortgage Solution Starts HERE – Fast, Friendly & On Your Side!
Whether you're buying your first home, refinancing, or looking for options later in life, I've got your back. With access to multiple lenders and custom mortgage solutions, I help real people get real results — no judgment, just options.

What I Can Help You With:

✅ Pre-Approvals – Find out exactly what you qualify for before you shop
✅ 1st-Time Buyers – Get expert guidance and low down payment options
✅ Low Credit? No Problem! – I work with bruised credit, new credit, and everything in between
✅ Self-Employed – Flexible solutions that make sense for your income
✅ Reverse Mortgages (55 Only) – Access the equity in your home with no monthly payments
✅ Refinancing – Lower your payments, access equity, or consolidate debt
✅ Second Mortgages & HELOCs – Use the value in your home for what matters most
✅ Turned Down by the Bank? – I have access to lenders who look beyond the traditional

Stay legendary!
Billy-Joe Todd
Level 1 Mortgage Agent | License #M25000149
Next level Loans Powered By Pineapple Mortgages
226.637.2323 | ratereliefmortgage.com
Licensed | Trusted | Results-Driven
Let's Connect:
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Book a Free Consultation: Schedule Here
**Life & Business Coach**

billyjoetodd.com
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